What We Do

Our firm focuses on helping individuals develop sound retirement strategies. If you are retired, approaching retirement, or planning for retirement at any stage, please take the time to explore our website and the wealth of information we offer, as well as our personalized, hands-on service. We educate our clients about financial concepts and products, taking the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

1 Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.

2 Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Bonds are subject to availability, change in price, call features and credit risk.

3 Variable Annuities are suitable for long-term investing, such as retirement investing. Withdrawals prior to age 59 ½ may be subject to tax penalties and surrender charges may apply. Variable annuities are subject to market risk and may lose value

4 LPL Financial representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial.